Updated on February 1st, 2023
This Privacy Policy outlines how Attain (“Attain,” “we,” “our,” or “us”) collects, uses, stores, and protects the privacy of personal information of any individual who visits our website or opens an account with Attain. YOU ACCEPT THIS PRIVACY POLICY BY USING OUR PRODUCTS AND SERVICES ON OUR WEBSITE OR THROUGH ANY OTHER MEANS. We may amend this Privacy Policy at any time by posting a revised version on our website. We will attempt to give a reasonable notice period upon making any changes; however, unless otherwise stated, the revised version will be effective at the time we post it. www.Attain.co may contain links to other websites. This Privacy Policy applies to information collected on our website, www.getattain.co (“Website”), through our mobile application, and through any related interactions with us (collectively, our “Services”). Your access to and use of the Services is subject to Attain’s Terms of Use and other terms that may be made available to you in connection with your use of the Services.
In addition to this Privacy Policy, individuals residing in the United States may also refer to the Attain U.S. Consumer Privacy Notice, which provides additional details about our collection, use, and sharing of your personal information in connection with the financial services that we provide to individuals, and associated rights you may have under federal law.
We collect different types of information about you depending on how you interact with us and how you use our Services. This information may include personal information, which we collect in order to offer you our Services and for the additional reasons explained in this Privacy Policy. When we mention “personal information,” we mean information that identifies, relates to, or describes you, directly or indirectly. As further described below, we may collect information that you provide to us and information that we obtain automatically when you use our Services, and we may additionally obtain information about you from third parties. In order to provide our Services, we partner with or otherwise use third-party companies to perform certain business-related functions on Attain’s behalf (“Service Providers”), which may also collect personal information from or about you. In addition to the information below, please see Section 6 (Third Parties) below for more information about our Service Providers and others that we work with.
1.1 Information That You Provide to Us
Registration and contact information. If you open an account with us or otherwise interact with our Services, we may collect your name, email address, and login details, your postcode, your country, your social security number and/or taxpayer identification number, your phone number, your university enrollment and graduation year, and any additional information you provide us. If you share contact information with us, we may use that information to communicate with you or for other purposes as described in this Privacy Policy.
Information necessary to provide you with the Services. We may also collect additional information from you when you use the Services. This may include financial information such as account balances, income, transaction history, and similar financial information. For more information about the types of financial information that Attain collects, please refer to the Attain U.S. Consumer Privacy Notice.
Communications with Attain. You may contact us via email or by in-app support chat service (for example, with questions about our Services, for customer support, or to let us know your ideas for new products or modifications to existing products). When you contact us, we collect the information you choose to provide us, such as your contact details, any images you choose to upload, and the contents and nature of your message, as well as information about your use and interaction with our Website or other Services.
Information relating to third parties. Certain areas and aspects of our Services may permit or require you to provide us with information relating to third parties, such as where you invite someone to sign up for Attain (collectively, “Third-Party Data”). Please keep in mind that any such information that you provide us must be consistent with this Privacy Policy or our Terms of Use. If you use any feature of the Services that allows or requires you to provide Third-Party Data, either by submitting Third-Party Data to the Services or otherwise permitting the Services to automatically access Third-Party Data in your possession, you acknowledge, represent, and agree (a) that you have the authority of the relevant third party for us to access and use the relevant Third-Party Data, (b) that you have notified these third parties and informed them how their information is collected and used by Attain to provide the Services, and (c) your sharing of the Third-Party Data complies with our Terms of Use and this Privacy Policy.
1.2 Information that is Passively or Automatically Collected When You Use Our Services
When you visit the Attain website or use our Services, we may collect information sent to us by your computer, mobile device, or any other device. This information may include:
For more information about the methods we and our Service Providers use to collect this information, please see Section 8.3 (Cookies and Similar Technologies) below.
1.3 Information Collected from Other Sources
As part of the Services, Attain may enable you to review a copy of your credit score or receive alerts related to changes to your credit report(s). In order to provide these functionalities, Attain may access your credit profile, including without limitation, your credit report, credit score(s), and other related information (collectively, “Credit Information”), which is used to verify your identity, to provide your credit information to you, and provide you with credit monitoring and alerts.